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What is a good credit score? Banks, NBFCs and other lenders use a 3 digit credit score to decide on loan approval. High credit score gets loans sanctioned easily. A good credit score saves on interest rates. You are in a position to negotiate with lenders and enjoy lower interest rates.

Having a good credit score doesn’t guarantee loans. It just improves chances of getting loans sanctioned. A CIBIL score is a 3 digit number between 300 to 900, which helps banks decide on sanctioning loans. TransUnion CIBIL is a credit information Company in India. CIBIL score of 750 and above is considered good. A credit information report or CIR gives history of credit behavior and contains detailed information on loans and credit cards.

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Depending on your credit score, taking a personal loan is easier said than done. Having a bad credit score is not the end of the road as far as availing a Personal Loan is concerned. There are options available for people with low credit scores, to meet emergency cash requirement.

Credit Cards are a great way of availing short term funds. There is a pre-set limit to borrowing, which is based on the holder’s credit rating, payment history, and financial condition. An individual seeking a credit card from a bank, must check the following credit card eligibility criteria before applying

Get personal loans for pensioners, know Eligibility criteria of personal loan for pensioners, and interest rates. For the financial Emergency pensioners can avail a personal loans. For Free Financial Advice, leave a missed call @ 022 6181 6111

Term life insurance plans are a type of life insurance plan which offer risk protection. You pay a premium for a sum assured for a fixed time period. If a policy holder dies within the term of the plan, the nominees get the sum assured called death benefits.

Money transfer credit cards enables, pay into your bank account from credit card. Once the money is in money transfer credit card, it can be withdrawn or used via debit card. Some banks charge 0% interest rates on the transferred cash for an agreed period